http://finance.groups.yahoo.com/group/ibmpension/ IBM Pension and Retirement Issues Thu, 19 Nov 2009 18:21:01 GMT finitewisdom http://finance.groups.yahoo.com/group/ibmpension/message/68106 http://finance.groups.yahoo.com/group/ibmpension/message/68106 Every corporation with a frozen plan should be looked at the same way.... http://www.usatoday.com/news/washington/2009-11-18-pensions_N.htm As pensions dried Mon, 16 Nov 2009 17:42:51 GMT orsonbear http://finance.groups.yahoo.com/group/ibmpension/message/68105 http://finance.groups.yahoo.com/group/ibmpension/message/68105 William said 'My point is be very aware and careful on what you want to communicate over the open "world wide web".' Agreed. However, there are a lot of folks Mon, 16 Nov 2009 01:15:04 GMT William C http://finance.groups.yahoo.com/group/ibmpension/message/68104 http://finance.groups.yahoo.com/group/ibmpension/message/68104 I don't want to get into a debate about this issue. The fact that it was just discovered means it has been there for the long term. As long as secure Sun, 15 Nov 2009 14:32:18 GMT fhawontcutit http://finance.groups.yahoo.com/group/ibmpension/message/68103 http://finance.groups.yahoo.com/group/ibmpension/message/68103 ... No problem, madinpok. Everyone on the FHA is independently wealthy. You knew that, didn't you? Sun, 15 Nov 2009 14:30:58 GMT morris evans http://finance.groups.yahoo.com/group/ibmpension/message/68102 http://finance.groups.yahoo.com/group/ibmpension/message/68102 I took a bridge in 92 and officialy retired in 98. NOT 1 penny increase since then. But my insurance has gone up 25-33% per year.  ... From: thomas365us Sat, 14 Nov 2009 23:49:33 GMT finitewisdom http://finance.groups.yahoo.com/group/ibmpension/message/68101 http://finance.groups.yahoo.com/group/ibmpension/message/68101 http://www.latimes.com/business/la-fi-pension14-2009nov14,0,6975516.story similar articles: http://www.reuters.com/article/gc04/idUSTRE5AD01Q20091114 Sat, 14 Nov 2009 23:49:03 GMT pbc360 http://finance.groups.yahoo.com/group/ibmpension/message/68100 http://finance.groups.yahoo.com/group/ibmpension/message/68100 Here is what I have gleaned as a best way to stretch your FHA dollars: 1) Use COBRA for as long as possible, usually 18 months. This is a high out-of-pocket Sat, 14 Nov 2009 23:48:56 GMT thomas365us http://finance.groups.yahoo.com/group/ibmpension/message/68099 http://finance.groups.yahoo.com/group/ibmpension/message/68099 I acutally did get a small increase last year in my pension (retired in 86) It was not a decrease in withholding as I do not have any taxes withheld from my Sat, 14 Nov 2009 23:48:56 GMT fstephens http://finance.groups.yahoo.com/group/ibmpension/message/68098 http://finance.groups.yahoo.com/group/ibmpension/message/68098 Expect the FHA to cover you at 100 percent for 5 years. Then it is out of your own pocket. BUT, you should be eligible to take money from your 401K (over 59 Sat, 14 Nov 2009 18:25:57 GMT ignatz713 http://finance.groups.yahoo.com/group/ibmpension/message/68097 http://finance.groups.yahoo.com/group/ibmpension/message/68097 ... No. That's why it was put in place by IBM, to screw you and me. ... Yup. Don't use it, as I am not, until I am 65 and get the Medicare FHA something or Sat, 14 Nov 2009 18:25:50 GMT madinpok http://finance.groups.yahoo.com/group/ibmpension/message/68096 http://finance.groups.yahoo.com/group/ibmpension/message/68096 Your analysis is correct - the FHA won't allow you to pay rates as if you were an active employee until age 65. The bottom line is that it will cost you more Sat, 14 Nov 2009 18:25:44 GMT ignatz713 http://finance.groups.yahoo.com/group/ibmpension/message/68095 http://finance.groups.yahoo.com/group/ibmpension/message/68095 ... You betcha, especially if their stock is IBM and IBM screwed them. Too bad if it leads to a downturn in the market, the BOD should have thought of that Sat, 14 Nov 2009 15:12:32 GMT Pho Le http://finance.groups.yahoo.com/group/ibmpension/message/68094 http://finance.groups.yahoo.com/group/ibmpension/message/68094 Just some numbers to illustrate the money for FHA : Scenario: IBM "newly retiree 2009" after 30 years with company, age 55. Bucket for FHA = 50k and some Sat, 14 Nov 2009 15:09:56 GMT finitewisdom http://finance.groups.yahoo.com/group/ibmpension/message/68093 http://finance.groups.yahoo.com/group/ibmpension/message/68093 http://www.fool.com/retirement/general/2009/11/12/will-the-baby-boom-spell-doom-for-stocks.aspx Will the Baby Boom Spell Doom for Stocks? Dan Caplinger Fri, 13 Nov 2009 05:23:19 GMT Bart Bartholomew http://finance.groups.yahoo.com/group/ibmpension/message/68092 http://finance.groups.yahoo.com/group/ibmpension/message/68092 Folks, I've seen a number of positive notes about Aetna but cannot recall seeing anything about Mutual of Omaha.  Has anyone out there had any experience with