http://finance.groups.yahoo.com/group/ibmpension/ IBM Pension and Retirement Issues Sun, 05 Jul 2009 14:43:22 GMT madinpok http://finance.groups.yahoo.com/group/ibmpension/message/67675 http://finance.groups.yahoo.com/group/ibmpension/message/67675 ... Have you even read the list of funds? The IBM 401k offers the: Total Stock Market Index Fund (i.e. Dow Jones Wilshire 5000 Total Market Index) Large Sun, 05 Jul 2009 14:43:02 GMT jonatha1 http://finance.groups.yahoo.com/group/ibmpension/message/67674 http://finance.groups.yahoo.com/group/ibmpension/message/67674 ... There are index funds, including: Total Stock Market International Stock Market Index REIT Index International REIT Index European Stock Index Pacific Sat, 04 Jul 2009 23:40:50 GMT artthomp http://finance.groups.yahoo.com/group/ibmpension/message/67673 http://finance.groups.yahoo.com/group/ibmpension/message/67673 ... It looks to me like there are no index funds available in the IBM 401K (For example an S&P 500 index Fund, a Total Stock Market Index Fund, or a Total Sat, 04 Jul 2009 23:40:49 GMT thekanck http://finance.groups.yahoo.com/group/ibmpension/message/67672 http://finance.groups.yahoo.com/group/ibmpension/message/67672 TIP fund might also be a good choice for part of the funds.... Sat, 04 Jul 2009 16:11:16 GMT happilytexan http://finance.groups.yahoo.com/group/ibmpension/message/67671 http://finance.groups.yahoo.com/group/ibmpension/message/67671 Well, as a convenience, you can look through the performance of all the IBM 401k funds at my web site here http://myretirementsavingsplan.com/ and even sign up Sat, 04 Jul 2009 14:53:32 GMT justa_bean_counter http://finance.groups.yahoo.com/group/ibmpension/message/67670 http://finance.groups.yahoo.com/group/ibmpension/message/67670 ... If you want stability, with no risk of loss, and still maintain liquidity, then put it under your mattress. I'm banking that the year will close down from Sat, 04 Jul 2009 01:23:05 GMT cybertramp66 http://finance.groups.yahoo.com/group/ibmpension/message/67669 http://finance.groups.yahoo.com/group/ibmpension/message/67669 tconesus, First, make up your mind which camp you are in. The "Green Shoots" camp or "Green Sh1ts" camp, pardon my french. If you believe "Green Sh1ts", then a Fri, 03 Jul 2009 16:25:13 GMT tconesus http://finance.groups.yahoo.com/group/ibmpension/message/67668 http://finance.groups.yahoo.com/group/ibmpension/message/67668 so for current, active employees invested in the stable value fund and starting to have doubts planted about the their stablity after reading all the related Fri, 03 Jul 2009 12:12:24 GMT cybertramp66 http://finance.groups.yahoo.com/group/ibmpension/message/67667 http://finance.groups.yahoo.com/group/ibmpension/message/67667 Kathi, Yikes on your true story. So this was a bank employee that did not know who Bernie Madoff was? I'll bet she could have named the last 10 finalists on Fri, 03 Jul 2009 04:33:24 GMT artthomp http://finance.groups.yahoo.com/group/ibmpension/message/67665 http://finance.groups.yahoo.com/group/ibmpension/message/67665 ... I'm glad to see that IBM is treating people fairly in the IBM 401K plan. I retired in 1992 so I'm a little out of date on the IBM offerings. If someone Fri, 03 Jul 2009 03:22:11 GMT justa_bean_counter http://finance.groups.yahoo.com/group/ibmpension/message/67664 http://finance.groups.yahoo.com/group/ibmpension/message/67664 ... That's correct. Only the principal is wrapped, not the interest income. If the wrap stays, you are fine. It really bothers me that there are a lot of Fri, 03 Jul 2009 01:18:01 GMT jonatha1 http://finance.groups.yahoo.com/group/ibmpension/message/67663 http://finance.groups.yahoo.com/group/ibmpension/message/67663 ... Only the principal is "stable", not the income. I can't find the 30-day yield figure, but Fidelity claims a YTD gain of 1.25% (seems about right - my Thu, 02 Jul 2009 22:28:58 GMT justa_bean_counter http://finance.groups.yahoo.com/group/ibmpension/message/67662 http://finance.groups.yahoo.com/group/ibmpension/message/67662 ... Sweeeeeeeet. So IBM made the decision sometime 3Q 2007 to put all their eggs in the Stable Value Fund. If you recall (without crying about it), the last Thu, 02 Jul 2009 21:44:07 GMT jonatha1 http://finance.groups.yahoo.com/group/ibmpension/message/67661 http://finance.groups.yahoo.com/group/ibmpension/message/67661 ... This notice appeared on w3 on 21 September 2007: New: Money Market and Equity Income Funds to be discontinued On January 1, 2008, the plan's Money Market Thu, 02 Jul 2009 11:46:02 GMT justa_bean_counter http://finance.groups.yahoo.com/group/ibmpension/message/67660 http://finance.groups.yahoo.com/group/ibmpension/message/67660 When? Why? Did it bust $1 a share? Does anyone know how I can find out more detail on that decision? Kathi Cooper