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    <title>money-management at Yahoo! Groups</title>
    <link>http://finance.groups.yahoo.com/group/money-management/</link>
    <description>Money Saving Tips - Living Debt Free</description>

    <item>
      <title>Daily Money Saving Tip - Life Insurance</title>
      <pubDate>Thu, 06 Apr 2006 16:49:34 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/56</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/56</guid>
      <description>So, do you need life insurance if you&#39;re a stay-at-home mom who provides no income for your family? I didn&#39;t think so.  But according to Jean Chatzsky, you do.</description>
    </item>
    <item>
      <title>Daily Money Saving Tip - Make A Savings Goal</title>
      <pubDate>Tue, 04 Apr 2006 22:25:39 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/55</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/55</guid>
      <description>When I was a newlywed my husband encouraged me to put $25 per month into a savings account.  My first thought was &quot;$25 per month into a savings account? That&#39;s</description>
    </item>
    <item>
      <title>Daily Money Saving Tip - Make Your Own - Monday</title>
      <pubDate>Mon, 03 Apr 2006 20:41:29 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/54</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/54</guid>
      <description>I love to find recipes that I can use to make household cleaners, moisturizers, bathsalts (and anything else that can be homemade!) with just a few of the</description>
    </item>
    <item>
      <title>Daily Money Saving Tip</title>
      <pubDate>Sat, 01 Apr 2006 23:10:23 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/53</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/53</guid>
      <description>While surfing the web for more great money saving tips, I came across a great website: http://www.cheapskatemonthly.com  It&#39;s got awesome tips for debt free</description>
    </item>
    <item>
      <title>Daily Money Saving Tip-Save on Groceries</title>
      <pubDate>Fri, 31 Mar 2006 03:27:53 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/52</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/52</guid>
      <description>One of your biggest variable expenses is your monthly grocery bill. In order to keep that bill down, you must shop with a list and avoid pre-packaged foods</description>
    </item>
    <item>
      <title>Daily Money Saving Tip</title>
      <pubDate>Wed, 29 Mar 2006 18:42:06 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/51</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/51</guid>
      <description>Consider refinancing your mortgage, especially if your current home loan is over 2 years old. Even reductions of as little as 1/2 of a percent can save you</description>
    </item>
    <item>
      <title>Daily Money Saving Tip</title>
      <pubDate>Fri, 24 Mar 2006 23:40:20 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/50</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/50</guid>
      <description>Avoid taking cash advances using your credit card. Interest rates are usually much higher for cash advances than on your credit card purchases (which are</description>
    </item>
    <item>
      <title>Daily Money Saving Tip</title>
      <pubDate>Wed, 22 Mar 2006 18:27:48 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/49</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/49</guid>
      <description>Never use more than you need. Just because it says on the box that you need a full cup, doesn&#39;t mean that you really do need it. Half a measure of laundry</description>
    </item>
    <item>
      <title>New! Daily Money Saving Tip</title>
      <pubDate>Tue, 21 Mar 2006 13:02:32 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/48</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/48</guid>
      <description>Hello! It has been awhile since I last posted, but now that tax season is over I&#39;ve come up with a different stratagy for this list. Each Mon-Fri I will be</description>
    </item>
    <item>
      <title>Gas-Money Saving Tips</title>
      <pubDate>Mon, 29 Aug 2005 19:58:46 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/47</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/47</guid>
      <description>Hello everyone! I hope that those of you who live near the area where hurricane Katrina has hit or in a safe place and that your homes and belongings will be</description>
    </item>
    <item>
      <title>Exterior Decorating on a Budget</title>
      <pubDate>Fri, 20 May 2005 02:29:37 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/46</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/46</guid>
      <description>Hello! I hope you are having a great week!  It has been so warm here in Southern Colorado the last two days.  The feature article caught my eye and I wanted to</description>
    </item>
    <item>
      <title>Setting Up a Budget in Three Easy Steps</title>
      <pubDate>Thu, 12 May 2005 20:06:10 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/45</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/45</guid>
      <description>Hello and welcome to the latest edition of Money Mangement newsletter.  I hope this issue finds you with money in your pockets :o) If you find this newsletter</description>
    </item>
    <item>
      <title>Ten Time-Tested Rules to Achieve Financial Success</title>
      <pubDate>Wed, 04 May 2005 20:42:19 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/44</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/44</guid>
      <description>Hello! Thank you for joining us for this issue of our money saving newsletter.  Please forward it to your friends! They can subscribe at: </description>
    </item>
    <item>
      <title>Household Budget</title>
      <pubDate>Fri, 22 Apr 2005 17:48:49 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/43</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/43</guid>
      <description>Here&#39;s another issue of the Money Management Newsletter You can find more info on money management at: http://www.consolidationdebtfree.com  Please forward </description>
    </item>
    <item>
      <title>CDF Newsletter - Crushing Credit Card Debt</title>
      <pubDate>Thu, 31 Mar 2005 21:15:34 GMT</pubDate>
      <dc:creator>herwebbroker</dc:creator>
      <link>http://finance.groups.yahoo.com/group/money-management/message/42</link>
      <guid isPermaLink="true">http://finance.groups.yahoo.com/group/money-management/message/42</guid>
      <description>Hello! Here&#39;s the latest issue of CDF Ezine.  Please forward it to your friends and family.  Be sure to visit our website: http://www.consolidationdebtfree.com</description>
    </item>

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